If your payment has not arrived when you expected it, work through these four checks in order. Three out of four missed payments fall into one of them.
1. Did you cross the minimum?
$100 for PayPal and bank transfer; $1,000 for BTC and USDT. Open your Everflow earnings panel — if your accrued balance is below the minimum, no payment was sent and your earnings carry forward to the next cycle.
2. Is it actually past the 15th?
Payments process between the 1st and 15th of each month for the previous month's earnings. If you are checking on the 8th, the payment may simply not have been processed yet — most affiliates see funds land between the 10th and 15th.
3. Are your payment details correct?
Open Settings → Payment Methods in Everflow. Verify:
- PayPal — the email address is correct, the account can receive USD inbound, and is not in a restricted state.
- Crypto — the wallet address matches what your wallet is currently showing (some wallets rotate addresses), and USDT is on the ERC20 network (address starts with
0x). - Bank transfer — beneficiary name, SWIFT/BIC, IBAN/account number, and bank address are accurate. International wires are unforgiving of mistyped digits.
4. Method-specific lag
PayPal and crypto land same-day. Bank transfers can take 2–5 business days from when we send to when funds appear in your account. If you chose bank transfer and it has only been a couple of days, wait it out before raising it.
Still nothing?
After working through the four checks, if your payment is still missing, email affiliate@ourdream.ai from your account email with the payment date you expected, the amount, and the method. We can pull the transaction log and trace where it sits.