Payment setup
Configure how you get paid before you have a balance to be paid out. Available payment methods depend on your tier; the cadence and minimums apply to everyone.
The basics
Cadence
NET-15
Paid monthly, by the 15th
Min — PayPal / Bank
$100
Below this, balance rolls over
Min — Crypto
$1,000
BTC and USDT (ERC20)
Conversions earned in a given month are paid by the 15th of the following month, provided you have hit the minimum threshold for your selected payment method. Below the threshold, your balance carries over to the next month.
Available methods by tier
| Method | White (L1) | Pink VIP (L2) | Pro (L3) |
|---|---|---|---|
| PayPal | Available | Available | Available |
| BTC | — | Available | Available |
| USDT (ERC20 only) | — | Available | Available |
| Bank transfer | — | — | Available |
Level promotion is automatic at 20 (Pink VIP) and 100 (Pro) approved conversions. New methods become available the moment you cross the threshold. See the Levels page for the full benefit ladder.
PayPal
Available to every tier from day one. The fastest method to set up and the lowest threshold ($100).
- 1
Open Everflow → Settings → Payment Methods. Select PayPal as your method.
- 2
Enter the PayPal email address on the receiving account. This must be a verified PayPal account that can receive payments in USD.
- 3
Save and verify. A confirmation email is sent to the address on your Everflow account.
BTC and USDT (Pink VIP and Pro)
Cryptocurrency payouts unlock at Pink VIP. Higher minimum ($1,000) but no platform fees and faster international settlement than wire transfers.
- 1
Open Everflow → Settings → Payment Methods. Select Bitcoin or USDT.
- 2
For USDT, generate an ERC20 (Ethereum) address in your wallet. ERC20 is the only USDT network we support. BTC settles on the Bitcoin mainnet by default — no network selection needed.
- 3
Paste your wallet address. Copy directly from your wallet — never type it manually.
- 4
Confirm the USDT address is ERC20. ERC20 USDT addresses start with
0x. If yours starts withT(TRC20) or anything else, it is the wrong network — funds sent there will be lost.
0x (ERC20), and send a small test transaction to your wallet first if you have any doubt.Bank transfer (Pro only)
Bank transfer (SWIFT/wire) is available at Pro tier. Best for affiliates with high monthly payouts who prefer fiat settlement directly into a business or personal bank account.
- 1
Email reception@ourdream.ai from your account email to request bank transfer setup. Pro affiliates can also raise this with their dedicated account manager.
- 2
Provide: beneficiary name, bank name, SWIFT/BIC code, account number or IBAN, and bank address.
- 3
First payment is sent on the next NET-15 cycle after your bank details are verified. Subsequent payments process automatically.
International wires can take 2–5 business days to settle and may incur correspondent bank fees deducted by intermediary banks. We send gross; intermediary fees are outside our control.
Payment cadence in detail
Payments are issued monthly on NET-15. In practice that means:
- •Conversions earned in January are paid out by February 15.
- •Conversions earned in February are paid out by March 15.
- •And so on, on the same monthly schedule.
If your balance at month-end is below the minimum for your selected method, the balance rolls into the next month and is paid out the first month it crosses the threshold.
Managing and updating your billing details
Once your payment method is configured, you'll come back to Company Settings → Billing to change details, view transactions, and download invoices. Everything billing-related lives in one place inside the Partner Platform.
Where to find it
Hamburger menu (top left) → Company Settings → Billing. The page splits into General & Banking, Tax, Transactions, and Invoices. Changes you make here apply to future payments only — anything already in flight settles using the prior details.
Updating banking or payment method
- 1. Click Edit General & Banking.
- 2. Change the payment method (PayPal, BTC, USDT-ERC20, bank transfer) and update banking details, wallet address, or PayPal email.
- 3. Save. The change takes effect on the next NET-15 cycle.
0x; if yours starts with anything else, it's the wrong network.Updating tax information
- 1. Click Edit Tax.
- 2. Enter or update your tax ID and any required documentation. Without valid tax info, payments are held — fix this first if you're ever in doubt about a missed payout.
- 3. Save.
Viewing transactions and downloading invoices
The Transactions tab shows every payment that's been processed: date, amount, method, status (In Progress / Completed / Rejected), and a reference code your bank or wallet can match against. The Invoices tab is where you download a PDF copy of each monthly invoice — useful for your bookkeeper, tax filing, or just to check that the per-offer earnings breakdown lines up with your reporting.
- •Filter transactions by date range or method if you're reconciling a specific period.
- •Click into any invoice for the per-offer breakdown and the conversion count for that billing period.
- •Click Download on any invoice to save the PDF. We don't email these automatically — you pull them when you need them.
Top of the Invoices tab shows three running totals: Total Billed, Amount Paid, and Current Balance. Current Balance is the most useful number — it tells you what's queued for the next NET-15 cycle.
Read-only fields and how we set them
A few fields in the Billing section are visible but not editable from your side — these are set on our side based on the program. For ourdream.ai:
| Field | Value |
|---|---|
| Billing frequency | Monthly |
| Net terms | NET-15 (paid by the 15th of the following month) |
| Minimum payout (PayPal / Bank) | $100 |
| Minimum payout (BTC / USDT) | $1,000 |
If you need to discuss a different cadence — for example, weekly payouts at Pro tier on a high-volume bank-transfer setup — email reception@ourdream.ai or speak to your Pro account manager. We can't change frequency from your end of the dashboard.
What if a payment does not arrive
If you do not see a payment by the 18th of the month it was due, work through this in order:
- 1
Check Everflow → Reports → Payments. Confirm the payment shows as Sent, with the date and amount you expect.
- 2
Confirm your payment details are current. If you changed your PayPal email or wallet address, the system needs the new value before the next cycle.
- 3
For crypto: check the transaction hash in your wallet's explorer. If it shows as confirmed but the funds have not arrived, your wallet address may be wrong.
- 4
Email reception@ourdream.ai with the payment date, amount, and method. Pink VIP gets a 48-hour response SLA; Pro gets same-day priority.
Common mistakes
Choosing crypto with a balance below $1,000. If your typical monthly payout is under $1,000, PayPal will pay you out faster — crypto balance below $1,000 will keep rolling over.
Submitting a non-ERC20 USDT address. We only support USDT on the ERC20 (Ethereum) network. TRC20, BEP20, Solana and other chain addresses are incompatible — funds sent to them are lost. ERC20 addresses always start with
0x.Submitting a PayPal email that cannot receive USD. Some country-restricted PayPal accounts cannot accept USD inbound. Check your PayPal limits before submitting.
Forgetting to set up payment details before the first payout cycle. If your method is not configured by month-end, the balance simply rolls; you do not lose anything, but you wait an extra cycle.