Payment setup

Configure how you get paid before you have a balance to be paid out. Available payment methods depend on your tier; the cadence and minimums apply to everyone.

The basics

Cadence

NET-15

Paid monthly, by the 15th

Min — PayPal / Bank

$100

Below this, balance rolls over

Min — Crypto

$1,000

BTC and USDT (ERC20)

Conversions earned in a given month are paid by the 15th of the following month, provided you have hit the minimum threshold for your selected payment method. Below the threshold, your balance carries over to the next month.

Available methods by tier

MethodWhite (L1)Pink VIP (L2)Pro (L3)
PayPalAvailableAvailableAvailable
BTC—AvailableAvailable
USDT (ERC20 only)—AvailableAvailable
Bank transfer——Available

Level promotion is automatic at 20 (Pink VIP) and 100 (Pro) approved conversions. New methods become available the moment you cross the threshold. See the Levels page for the full benefit ladder.

PayPal

Available to every tier from day one. The fastest method to set up and the lowest threshold ($100).

  1. 1

    Open Everflow → Settings → Payment Methods. Select PayPal as your method.

  2. 2

    Enter the PayPal email address on the receiving account. This must be a verified PayPal account that can receive payments in USD.

  3. 3

    Save and verify. A confirmation email is sent to the address on your Everflow account.

Heads up: PayPal's own fees may apply to receiving payments depending on your country and account type. We send the gross payout in USD; PayPal's currency conversion or transaction fees are between you and PayPal.

BTC and USDT (Pink VIP and Pro)

Cryptocurrency payouts unlock at Pink VIP. Higher minimum ($1,000) but no platform fees and faster international settlement than wire transfers.

USDT is ERC20 only. We do not support TRC20, BEP20, Solana, or any other USDT network. If your wallet address is on a different chain, generate an ERC20 (Ethereum mainnet) USDT address before submitting.
  1. 1

    Open Everflow → Settings → Payment Methods. Select Bitcoin or USDT.

  2. 2

    For USDT, generate an ERC20 (Ethereum) address in your wallet. ERC20 is the only USDT network we support. BTC settles on the Bitcoin mainnet by default — no network selection needed.

  3. 3

    Paste your wallet address. Copy directly from your wallet — never type it manually.

  4. 4

    Confirm the USDT address is ERC20. ERC20 USDT addresses start with 0x. If yours starts with T (TRC20) or anything else, it is the wrong network — funds sent there will be lost.

Critical — wallet errors are unrecoverable. If you give us the wrong wallet address or the wrong network, the funds are lost. We cannot reverse on-chain transactions. Always copy-paste the address from your wallet, confirm USDT addresses start with 0x (ERC20), and send a small test transaction to your wallet first if you have any doubt.

Bank transfer (Pro only)

Bank transfer (SWIFT/wire) is available at Pro tier. Best for affiliates with high monthly payouts who prefer fiat settlement directly into a business or personal bank account.

  1. 1

    Email affiliate@ourdream.ai from your account email to request bank transfer setup. Pro affiliates can also raise this with their dedicated account manager.

  2. 2

    Provide: beneficiary name, bank name, SWIFT/BIC code, account number or IBAN, and bank address.

  3. 3

    First payment is sent on the next NET-15 cycle after your bank details are verified. Subsequent payments process automatically.

International wires can take 2–5 business days to settle and may incur correspondent bank fees deducted by intermediary banks. We send gross; intermediary fees are outside our control.

Payment cadence in detail

Payments are issued monthly on NET-15. In practice that means:

  • •Conversions earned in January are paid out by February 15.
  • •Conversions earned in February are paid out by March 15.
  • •And so on, on the same monthly schedule.

If your balance at month-end is below the minimum for your selected method, the balance rolls into the next month and is paid out the first month it crosses the threshold.

What if a payment does not arrive

If you do not see a payment by the 18th of the month it was due, work through this in order:

  1. 1

    Check Everflow → Reports → Payments. Confirm the payment shows as Sent, with the date and amount you expect.

  2. 2

    Confirm your payment details are current. If you changed your PayPal email or wallet address, the system needs the new value before the next cycle.

  3. 3

    For crypto: check the transaction hash in your wallet's explorer. If it shows as confirmed but the funds have not arrived, your wallet address may be wrong.

  4. 4

    Email affiliate@ourdream.ai with the payment date, amount, and method. Pink VIP gets a 48-hour response SLA; Pro gets same-day priority.

Common mistakes

  • Choosing crypto with a balance below $1,000. If your typical monthly payout is under $1,000, PayPal will pay you out faster — crypto balance below $1,000 will keep rolling over.

  • Submitting a non-ERC20 USDT address. We only support USDT on the ERC20 (Ethereum) network. TRC20, BEP20, Solana and other chain addresses are incompatible — funds sent to them are lost. ERC20 addresses always start with 0x.

  • Submitting a PayPal email that cannot receive USD. Some country-restricted PayPal accounts cannot accept USD inbound. Check your PayPal limits before submitting.

  • Forgetting to set up payment details before the first payout cycle. If your method is not configured by month-end, the balance simply rolls; you do not lose anything, but you wait an extra cycle.